Two tools, explained from scratch. No finance background needed: every term is
defined the first time it appears.
Read this bit first. Both tools are educational. They never tell you to buy or
sell anything, and they can’t, because they don’t know you, your money, or your situation. They estimate
and explain. What you do next is your decision.
The other thing worth knowing up front: when the underlying data
doesn't add up, these tools say so and withhold the number rather than guessing. A blank
where you expected a figure is the tool working, not failing.
“Is this company worth what it costs?” You type a ticker; it estimates the company's
underlying worth and compares that to today's price.
ReadR
“What is this chart telling me?” You upload a screenshot of a price chart; it reads the chart
back to you in plain English.
They answer different questions about the same stock. The first is about the business;
the second is about the price action. Using both on one company is the point of the name.
Part one
IV Calculator
“IV” stands for intrinsic value: an estimate of what a company is actually worth, based
on the money it generates rather than what people are currently paying for it.
Running your first analysis
Open the calculator. You'll see one box: Ticker or company name, e.g. NVDA.
Type a ticker (NVDA) or a company name (Nvidia).
Suggestions appear as you type.
Press Enter, or click Value it →.
Wait a few seconds while it fetches financial data and runs four separate valuation methods.
That's the whole input. Everything else on the page is the answer.
What you get back
The page is built answer-first: the conclusion at the top, the evidence underneath.
The first three blocks answer the question. Everything below the reveal lets you check
the working, and stays folded away until you ask for it.
Reading the verdict
The top block gives you four things: today's price, a coloured verdict, how far the
price sits from the estimate, and the fair-value range.
Undervalued
The price is below the estimated range.
Fair value
The price is inside the range.
Overvalued
The price is above the range.
Underneath the price you'll see which price the verdict is based on, for example
At close Aug 5, 1:00 PM PDT, and, outside market hours, the after-hours
price marked “not used in the valuation”. That's deliberate: after-hours trading is thin and
unrepresentative, so it's shown but never valued on.
The bar shows the estimate; the vertical marker shows where the price actually sits.
The spread of the dots tells you how much to trust it.
“Undervalued” does not mean “buy”. A cheap stock is often cheap
for a reason. That's exactly why the next section exists.
Why this verdict
This is the section to read if you read only one. It connects the conclusion to the evidence in
four short beats:
The short version
Fair value versus today's price, stated in words.
What it depends on
Which single fundamental the verdict mostly depends on, usually the
cash the business generates, and what growth rate was assumed for it.
Is cheap a good sign here?
Whether the business earns more on its money than that money costs. If
it doesn't, a low price may be the market's judgment rather than a bargain. (On an overvalued
stock this reads "Is it worth the higher price?")
What would change the picture
The growth rate at which the verdict would disappear. This is the
analysis telling you what would have to be true for it to be wrong.
The last two are Pro. Free accounts see the first two, plus a note about what's behind them.
Fundamental analysis
The second section to read, right after the verdict itself. It reads the numbers behind it,
Financials and History as one story, in plain English, instead of leaving you to piece three tables
together yourself.
Fundamental analysis
Is it growing, does it make money, does it bring in cash, can it
pay its bills, is it earning its keep, is your slice shrinking, what you pay for it, does it pay
you to wait, what Wall Street thinks. Then the bottom line and what to watch at the next report.
Free accounts get the first three questions; Pro gets the rest.
It sits with the verdict and "Why this verdict", not behind See the full
breakdown: the floating page menu marks both as the two stops worth reading even if you
read nothing else.
The deeper sections
Click See the full breakdown to unfold everything below. You never need
these to get an answer, they're for checking the work.
The numbers behind it
Every raw figure the analysis used, with its source and the date it was pulled.
Financials
What you pay for the company, how well it earns, and up to ten charts of
history: cash flow, sales, margins, debt against cash. Switch between quarters and years.
Did the numbers agree?
A check of the source data, including the price compared
against a second, independent source. If a pair doesn't agree, the verdict says so.
Try your own numbers
Pro. Disagree with a number? Change it and rerun.
The result gets labelled “user-adjusted”.
The four methods
Each one by one, what it looks at and which kind of company it suits.
Consensus
How the methods were blended into the single headline figure, alongside what
Wall Street analysts think. Not because they're right, but so you can see when the estimate
disagrees with them.
A stock doesn't always run all four. Each method has its own requirement, so a mature, profitable
company clears all four, while a company that's still losing money or burning cash clears fewer:
Method
What it needs to run
Most common reason it's skipped
Cash flow, 20 years
Positive free cash flow, a share count, a published beta (to
set the discount rate), and a growth estimate for that cash
The company is burning cash,
or has no beta published (thin coverage, recent listing)
Cash flow, 10 years
The exact same four things as the 20-year version
Same blockers — it fails or runs together with the 20-year one
Profit per share, 10 years
Positive trailing profit per share, and a growth
estimate for it
The company is losing money
Sales growth
A sales-per-share figure, and sales that are actually growing
Sales are flat or shrinking, even if the company is profitable
Whenever fewer than four ran, the Consensus card states the company-specific reason in plain
words, right next to the fair value.
ReadR reads price charts. You give it a screenshot; it tells you what's on it, the direction,
the levels that matter, and the patterns, in language you don't need training to follow.
The whole flow. The only decision you make is which chart to give it.
Four ways to get a chart in
Drag and drop an image onto the drop zone.
Paste with Ctrl+V: screenshot straight from your broker and
paste it in. A ✓ Chart pasted toast confirms it.
Click⬆ Upload Chart to pick a file.
Use your camera: on a phone, 📷 Or point your camera at a chart
lets you photograph a chart on another screen. Phones only; it's hidden on desktop.
Then press Analyze Chart. To start over, use
🔄 Reset / New Chart.
Getting a better read. ReadR can only see what's in the picture.
Include the volume pane if you want volume analysis, make sure the timeframe label and price axis
are visible, and capture at a readable size. It will tell you honestly what the screenshot didn't
let it check.
Reading a chart result
ReadR Bias
Bullish, bearish or neutral, with one line beside it saying what that means: buyers have the upper hand, sellers do, or neither.
Prices that matter on this chart
Support (a floor, where buyers have stepped in before), resistance
(a ceiling, where sellers have), and any averages or lines drawn on the chart, each with the everyday word under its label. These are also drawn
back onto your image as labelled lines.
Why this bias
The reasoning. Most usefully, a tally: how many of the signals on
the chart point the same way as the bias, and how many point the other way. A bias backed by one
signal and one backed by six look identical everywhere else.
Then, behind See the full breakdown: how your charts compare (if you gave it more
than one), the shape of the chart, the indicators drawn on it, what to watch next, candle patterns, volume,
what volume says about the moves, the trader vocabulary (smart money concepts), and the whole read in a few
sentences. Each section opens with one plain line saying what it is.
Technical analysis
All of those sections, read for you as one story: which way is it
heading, where are the walls, what shape is it making, what do the indicators, the candles and the
volume say, where did the big money step in, is there a trap, what can't this screenshot tell you.
Then the bottom line (how many signals agree, whether volume backs the move, the one price the read
depends on) and what to watch next. A dot beside each answer says whether that part of the chart
agrees with the bias, is mixed, or goes the other way. Included with every chart read.
What ReadR will not do. It never gives entry or exit points,
never frames time-of-day setups, and never invents an indicator that isn't drawn on your chart. It
describes what's visible. Deciding what that means for you is your job.
Both tools
Things that work the same way
Listen instead of reading
Every analysis reads itself aloud. A small player appears at the bottom with play, pause, restart
and a progress bar. Pick a voice from the dropdown, on desktop, Chrome offers the most natural
ones. On a computer you can also press Space to play or pause,
R to restart, and N to start a new analysis.
The narration follows what's on screen: collapsed, it reads the summary; expanded, it reads the
detail too.
Jumping around a long result
On a wide screen a small “On this page” menu appears on the left, listing the visible
sections and highlighting where you are as you scroll. Click any entry to jump. Its last item
doubles as the control that unfolds the rest of the page.
Saving a company, and setting an alert Pro
Alerts live in the watchlist, so saving comes first. Three steps:
Save it. On an IV result, click ☆ Watchlist at the top right.
The button changes to ★ Saved, and the fair value from that analysis is kept
alongside the company, so later alerts are measured against it.
Open the list. In the menu down the left side, click ★ Watchlist.
Everything you have saved is there, each row showing its fair value, the price now, and how far
apart the two are.
Set your price. In that list, click the 🔔 on a row. Choose
below or above, type your price, and save. The
bell then shows the target you set; clicking it again changes or clears it.
What you get told. With no target set, you get an email when a saved company crosses into
fair-value or undervalued territory. With a target, you get told when it reaches your price instead.
Whatever has fired is kept under 🔔 Notifications in the same left menu.
On your phone or desktop instead of email. Click 🔕 Enable alerts
in the left menu to allow notifications on the device you are using. On a phone, add Techdamentals to
your home screen first, then enable them there.
Sharing a verdict with someone who has no account
Once a company has been analysed and passed the data checks, it gets a public page at
techdamentals.com/v/TICKER, for example
techdamentals.com/v/NVDA. Anyone can open it without signing up.
That page shows the live price, the verdict, the fair-value range with a dot for each method,
and how far the price sits from it. Everything else (the four methods, why this verdict, the notes
about the business, the numbers behind it, what today’s price is counting on) is inside the free
account, and the page says so in plain words, with a button that opens that company’s full analysis.
Two details worth knowing. The price is live every time the page loads, and the verdict
is measured against that live price, so the page never shows yesterday's answer next to today's
price. The range carries the date it was calculated, because it comes from reported
financials that only change every few months.
Pages only exist for companies someone has actually run. If a company hasn't been analysed, or
its data failed the checks, the page says so plainly instead of showing a number that doesn't hold
up. You can see every published one at techdamentals.com/v.
If something looks wrong
“Unverified”, or a missing percentage
The data checks found something that doesn't reconcile. The number is shown for transparency but
shouldn't be leaned on. Open “Did the numbers agree?” to see exactly which pair didn’t. You can still save the company to your watchlist; the note tells you what the saved range rests on.
A method says it couldn’t run
That method needs data this company doesn't have, so it was skipped rather than guessed. Its
share of the weighting goes to the others.
It won't value a fund or ETF
Correct, and deliberate. These methods value one operating company. A basket of five hundred
companies isn't one, so the calculator declines instead of producing a meaningless number.
A newly listed company is “provisional”
There isn't enough reported history yet for the models to lean on. Treat it as a rough sketch.
The price looks stale
Check the timestamp under the price, it says exactly which price the verdict uses. Outside
market hours that will be the closing price, which is intended.
“Volume not visible in this chart image”
ReadR couldn't see a volume pane in your screenshot. Include it and re-upload for the
volume-based sections.
Free and Pro
A new account opens a seven-day trial: three complete analyses, three chart reads and three
watchlist slots, with every method unlocked. When the seven days are up, Pro is what keeps
it running, unlimited analyses, all four methods side by side,
the full reasoning, the history charts, adjustable assumptions, the watchlist and price alerts.
Everything about how the numbers are produced is public either way, the
methodology page spells out every formula.